When should you start receiving Social Security Benefits? Social Security is a key source of guaranteed income – which means that the amount you receive monthly does not fluctuate with changes in the stock market. The monthly amount is guaranteed by the government. Benefits include payments that last as long as you live, no matter how long. Coverage for your non-working spouse, whether they are living or not.
Cost of Living Adjustments, or COLA, the purpose of which is to ensure that Social Security benefits are not eroded by inflation. And, of course Social Security benefits will likely play a key role in the retirement income plan that you set up with your financial advisor.
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